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CARD91

CARD91 is a full-stack issuance platform that enables banks, NBFCs, and businesses to launch and manage payment instruments including credit cards, prepaid cards, and UPI-based solutions.

AML & Screening
Credit Underwriting
Individual Identity
Risk Management
Transaction Monitoring
Workflow & Automation
Tool

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Headquarters: Bengaluru, Karnataka
Founded: 2020
Employees: 51-200
Funding: Pre-Series A, $14.2M
Last researched: Jul 21, 2026

Products

Optimus Credit Card Management SystemPrimary
A comprehensive credit card issuance and management system that handles the entire card lifecycle from onboarding to collections.
Workflow & AutomationTool2 of 4 capability facts
Access Control Server
A security component providing 3D Secure (3DS) authentication to verify cardholder identity during online transactions.
Individual IdentityTool
BlitzTrust Merchant Verification
An AI-driven solution for the verification and automated classification of merchant entities.
Individual IdentityAi agent
Nimbus Credit Line Management System
A flexible system designed to manage credit lines, offering end-to-end lifecycle management including onboarding and collections.
Credit UnderwritingTool1 of 2 capability facts
PPI Prepaid Payment Instruments
An issuance platform for prepaid payment instruments including physical and virtual cards for consumers and businesses.
AML & ScreeningTool
UPI Behavioral Intelligence
An AI-powered behavioral business rules engine that analyzes real-time UPI transaction data to generate dynamic credit scores.
Risk ManagementAi agent2 of 4 capability facts
UPI Switch
A high-performance switch for processing and routing UPI (Unified Payments Interface) transactions for both issuers and acquirers.
Transaction MonitoringTool1 of 2 capability facts

Capability coverage· 5 of 10 facts across 5 controls across 7 products

Case Management & Investigation1 of 2
Eligibility Determination1 of 2
Fraud Prevention1 of 2
Risk Scoring & Segmentation1 of 2
Transaction Monitoring1 of 2