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Codat
Codat provides a universal API for small business financial data, connecting banks and fintechs to their SMB customers' accounting, banking, and e-commerce systems.
- Headquarters
- London, UK
- Founded
- 2017
- Employees
- 201-500
- Funding
- Series C, $100M
- Last researched
- Jul 21, 2026
Products
- Codat PlatformHeaderPrimary
A universal API platform that connects financial products to the accounting, banking, and e-commerce systems used by small businesses.
Data EnrichmentTool2 of 4 capability facts - Lending API
Connects lenders directly to borrowers' financial platforms to provide verified data for underwriting and continuous portfolio monitoring.
Credit UnderwritingTool4 of 8 capability facts - Spend Insights
An AI-powered insights tool that identifies cardable opportunities and key spend patterns within business financial data.
Data EnrichmentAi agent2 of 4 capability facts - Working Capital Insights
Provides comprehensive working capital analysis to identify treasury opportunities and liquidity needs within a client portfolio.
Data EnrichmentAi agent1 of 2 capability facts
Capability coverage· 6 of 12 facts across 6 controls across 4 products
- AML & KYC Compliance1 of 2
- Data & Intelligence Services1 of 2
- Eligibility Determination1 of 2
- Fraud Prevention1 of 2
- Risk Scoring & Segmentation1 of 2
- Transaction Monitoring1 of 2