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Highnote
Highnote is a unified payments platform providing an API-driven infrastructure for card issuing, acquiring, credit, and money movement with a built-in real-time ledger.
- Headquarters
- San Francisco, CA
- Founded
- 2020
- Employees
- 51-200
- Funding
- Series B, $115M
- Last researched
- Jul 21, 2026
Products
- Highnote CreditPrimary
Infrastructure for building branded credit programs including underwriting, rewards, and program management.
Credit UnderwritingTool - Acquiring
A payment processing service that enables companies to accept and process card payments online via plug-in checkout or customized designs.
Fraud PreventionTool1 of 2 capability facts - Highnote Acquiring
Merchant acquiring services that allow businesses to accept payments with rich transaction data and faster settlement cycles.
PaymentsTool - Highnote Issuing Japan
A comprehensive card issuing platform to launch virtual, physical, and tokenized card programs with advanced spend controls and real-time ledgering.
PaymentsTool - Issuing
A card issuance platform that allows businesses to launch and manage physical, virtual, and tokenized card programs with granular spend controls and a unified ledger.
Individual IdentityTool3 of 8 capability facts - Money Movement
A solution for moving funds across various payment rails including ACH, Wire, RTP, FedNow, and Stablecoin with real-time visibility.
AML & ScreeningTool - Unified Payments Platform
A core ledgering and payment infrastructure that unifies issuing, acquiring, credit, and money movement into a single system of record.
Transaction MonitoringTool1 of 2 capability facts
Capability coverage· 4 of 10 facts across 4 controls across 7 products
- Eligibility Determination1 of 2
- Fraud Prevention1 of 2
- Transaction Monitoring1 of 2
- Identity Establishment1 of 4