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Infact
The first real-time credit bureau providing lenders with a single API to search, report, and manage credit information for improved risk decisioning and responsible lending.
- Headquarters
- London, UK
- Founded
- 2022
- Employees
- 11-50
- Funding
- Seed, £4M ($5.3M)
- Last researched
- Jul 21, 2026
Products
- AffordabilityPrimary
A real-time assessment tool that uses contextual credit information to enable personalized affordability checks and responsible lending.
Credit UnderwritingTool2 of 4 capability facts - Credit Risk
A real-time credit data solution that provides signals for optimizing lending decisions, approve thin-file applicants, and managing portfolio risk.
Risk ManagementTool - Fraud
Enhances fraud protection during onboarding by monitoring real-time risk signals, device intelligence, and behavioral patterns across lender networks.
Fraud PreventionTool2 of 4 capability facts
Capability coverage· 4 of 8 facts across 4 controls across 3 products
- Eligibility Determination1 of 2
- Fraud Prevention1 of 2
- Regulatory Reporting1 of 2
- Risk Scoring & Segmentation1 of 2