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January
January is an AI-driven debt resolution platform that modernizes consumer collections by using data-driven, empathetic engagement to improve liquidation rates while ensuring compliance.
- Headquarters
- New York, NY
- Founded
- 2016
- Employees
- 51-200
- Funding
- Series B, $22M
- Last researched
- Jul 21, 2026
Products
- January PlatformPrimary
An AI-powered debt collection platform that automates consumer engagement through voice, SMS, and digital portals while maintaining compliance and empathy.
Workflow & AutomationAi agent5 of 13 capability facts - Credit Lifecycle Insights
A data analysis solution that unifies fragmented debt data to provide creditors with insights into consumer behavior and portfolio performance.
Data EnrichmentTool - Third Party Recoveries
Tech-enabled collection services that outperform traditional agencies by using AI to drive recoveries at scale.
Workflow & AutomationTool1 of 2 capability facts
Capability coverage· 6 of 15 facts across 5 controls across 3 products
- Repayment & Resolution2 of 3
- Case Management & Investigation1 of 2
- Automated Channel Delivery1 of 3
- Outreach & Right-Party Contact1 of 3
- Consumer Communications Compliance1 of 4