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Kaaj
Kaaj provides an agentic AI underwriting operating system for SMB lending, automating document intelligence, business verification, and credit analysis.
- Headquarters
- San Francisco, CA
- Founded
- 2024
- Employees
- 11-50
- Funding
- Seed, $3.8M
- Last researched
- Jul 21, 2026
Products
- AI Credit Intelligence PlatformPrimary
An agentic AI credit intelligence platform that automates underwriting by turning messy borrower packages into decision-ready analysis.
Data EnrichmentAi agent3 of 6 capability facts - Automated End-to-End Workflow
An end-to-end intelligence layer that automates bank statement analysis, MCA stacking detection, and document classification.
Fraud PreventionAi agent2 of 4 capability facts - Instant SMB Identity Verification
Automated business verification using SOS data and online footprint to confirm identity signals and business legitimacy.
Individual IdentityTool2 of 4 capability facts
Capability coverage· 7 of 14 facts across 6 controls across 3 products
- Case Management & Investigation1 of 2
- Data & Intelligence Services1 of 2
- Fraud Prevention1 of 2
- Identity Establishment2 of 4
- Risk Scoring & Segmentation1 of 2
- Transaction Monitoring1 of 2