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RAI Partners
RAI Partners is a fintech Credit Union Service Organization (CUSO) that provides data-driven, AI-powered credit card and lending solutions to credit unions and community banks.
- Headquarters
- San Antonio, TX
- Founded
- 2021
- Employees
- 1-10
- Funding
- Series A, $5.55M
- Last researched
- Jul 21, 2026
Products
- Acceptance ProgramsPrimary
Second-look credit card programs designed to accept applicants who would otherwise be declined by traditional underwriting.
Credit UnderwritingTool2 of 4 capability facts - Financing Lines
Debt financing opportunities for credit unions to fund credit card receivables through a loan-to-share structure.
Risk ManagementTool - Portfolio Acquisitions
Acquisition service for credit card portfolios from credit unions and community banks to free up capital and loan reserves.
Data EnrichmentService provider - White Label Cards
Branded agent-bank credit card programs that allow institutions to offer next-gen credit products without operational overhead.
Credit UnderwritingTool
Capability coverage· 2 of 4 facts across 2 controls across 4 products
- Eligibility Determination1 of 2
- Risk Scoring & Segmentation1 of 2