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Kato
Kato offers a compliance-first AI voice agent designed to automate routine loan servicing and collection calls for financial institutions.
- Workflow & Automation
- Ai agent
- Headquarters
- San Francisco, CA
- Founded
- 2024
- Employees
- 1-10
- Funding
- Seed, $430K
- Pricing model
- Subscription
- Last researched
- Jul 21, 2026
Products
Capability coverage· 13 of 19 facts across 6 controls
- Automated Channel Delivery3 of 3
- Outreach & Right-Party Contact3 of 3
- Repayment & Resolution3 of 3
- Case Management & Investigation1 of 2
- Consumer Communications Compliance2 of 4
- Identity Establishment1 of 4
Customers
- Obligo· Finance
- Parafin· Finance
- Bluevine· Finance
- Funding Metrics· Finance
- Bilt· Finance
“Our team was spending too much time on low-value tasks like dialing, waiting, and leaving voicemails. With Kato, we've fully automated our payment reminder and payment plan calls - recoveries are up 15% over 4 months and our agents are getting up to 3 hours back every day to focus on higher impact work. The Kato team has been incredibly responsive, delivering white-glove service and building features that improve our customer experience, like Slack integrations and callback scheduling. We're excited to continue expanding with Kato across additional workflows like early stage delinquency and service fee reminders over the coming months.”